A roof replacement is an important investment in your home — but it is not always an expense you planned for. Whether your roof has reached the end of its useful life, an inspection finds significant damage, or replacement is the better long-term option, the cost can sometimes make homeowners hesitate to move forward.

S L Construction Roofing offers homeowners access to financing options through Hearth, giving qualified homeowners another way to plan for roofing and exterior projects without necessarily paying the entire project cost upfront.

Completed residential roof replacement by S L Construction Roofing in Northeast Indiana

How Does Roofing Financing Through Hearth Work?

S L Construction Roofing partners with Hearth to give homeowners a simple way to explore potential financing options for qualifying home improvement projects.

Through S L Construction Roofing’s Hearth financing portal, homeowners can pre-qualify and review potential financing options from Hearth’s lending partners. Hearth states that its prequalification process uses a soft credit inquiry and does not affect the homeowner’s credit score. If a homeowner later applies directly with a lender, that lender may perform a hard credit inquiry, which may affect the credit score.

Explore Financing Options Through Hearth

Explore home improvement financing options through Hearth

What Projects May Be Eligible for Financing?

Financing may be available for qualifying S L Construction Roofing home improvement projects, including:

Roof replacement
Roof repair
Metal roofing
Storm-damage roofing work
Siding
Exterior remodeling
Other qualifying home improvement projects

Available financing, loan amounts, rates and terms depend on the homeowner, lender and approval.

Can I Check Roofing Financing Options Without Affecting My Credit Score?

Yes — checking potential financing options through Hearth’s prequalification process does not affect your credit score. Hearth uses a soft credit inquiry for prequalification. If you choose an offer and proceed to a loan application with a lender, a hard credit inquiry may occur depending on the lender and may affect your credit score.

Financing Can Help You Compare the Entire Project

Sometimes the question isn’t whether a roof needs to be replaced — it’s how to fit the project into the household budget.

Having financing available can allow homeowners to compare the project cost with potential payment options rather than making a decision based solely on the amount that would need to be paid upfront.

We still recommend starting with the roof itself. S L Construction Roofing offers free roof inspections so you can understand the condition of your roof and what work, if any, is actually needed before considering how to pay for it.

Completed roof replacement by S L Construction Roofing in the Fort Wayne area

Roofing Financing: Quick Answers

Does S L Construction Roofing offer financing?

Yes. S L Construction Roofing provides homeowners access to financing options through Hearth for qualifying roofing and exterior home improvement projects.

Can I finance a roof replacement?

Financing may be available for qualifying roof replacement projects through Hearth’s lending partners. Available loan amounts, rates and terms depend on the applicant and lender.

Can financing be used for a metal roof?

Potentially, yes. Homeowners considering a qualifying metal roof replacement can explore available financing options through S L Construction Roofing’s Hearth financing portal.

Does checking Hearth financing hurt my credit score?

No. Hearth states that its prequalification process uses a soft credit inquiry that does not affect your credit score. If you later apply directly with a lender, the lender may perform a hard credit inquiry that may affect your score.

Where does S L Construction Roofing offer roofing services?

S L Construction Roofing serves homeowners throughout Northeast Indiana and East Central Indiana, including the Fort Wayne and Shelbyville regions.

Start With a Free Roof Inspection

Not sure whether you need a repair or complete roof replacement? Start there.

S L Construction Roofing will inspect your roof, explain what we find and discuss the appropriate options for your home. If replacement or another qualifying project makes sense, you can also explore available financing through Hearth.

Schedule a Free Roof Inspection

Learn More About S L Construction Roofing Financing